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IFC Target Retirement Index Portfolios

Target Date Index Portfolios are appropriate investments for investors of all ages because they provide a risk appropriate one-step solution. They are designed to be a buy-and-hold, lifetime investment. This means that this target date investment strategy is to be held through all kinds of market conditions, no matter how bad or good they appear to be. Investors only need to select the target date that is closest to the year they plan to retire. These strategies enable investors to invest in a risk reducing series of globally diversified asset allocations of stocks and bonds that is appropriate for them. The portfolios automatically reduce their allocations to stocks over time. IFC implements the index portfolios by selecting and monitoring lower-cost passively managed funds.

The funds utilized in the IFC Portfolios to screened to exclude companies that:

  • directly participate in abortions or develop or manufacture abortive agents or contraceptives.
  • are involved in the production or manufacture of landmines, cluster munitions, or the essential components of these products.
  • are involved in the production or manufacture of civilian firearms.
  • earn at least 10% of their total annual revenue through the production and/or sale of conventional or nuclear weapons, their weapon systems, or critical components of these products, or the provision of weapon systems support and service.
  • have been involved in major recent controversies related to child labor practices in their operations or supply chain.
  • are involved in activities related to stem cell research.
  • are involved with private prisons or immigrant detention facilities.
  • are engaged in business activities in or with the Republic of the Sudan that are tied to, or support, its military or government, oil, mineral or power sectors, or that otherwise demonstrate complicity in genocide.
  • earn at least 10% of their total annual revenue through the production or sale of tobacco, alcohol, or cannabis products, or materials necessary for their production.
  • earn at least 10% of their total annual revenue from gambling activities, the production of goods used exclusively for gambling, or services in casinos that are fundamental to gambling operations.
  • earn at least 10% of their total annual revenue from the rental, sale, distribution or production of pornographic materials, or the ownership or operation of adult entertainment establishments.
  • have significant carbon or greenhouse gas emissions or reserves tied to the production of such emissions.
  • have substantial exposure to coal production or reserves.